Project #44190 - Case Study Countrywide Financial Week 4

*****This assignment is very easy and should have a set low amount for the bidding because of the ease of the assignment. ********

Instructions for the initial discussion post and for the two student responses:

For this and all other units, post your response with minimum 150-words and reply to at least TWO other students’ responses with a minimum 100-words. Consider utilizing the key terms and concepts from your reading to add critical thinking in your discussion answer.

Initial Discussion question#1:  Business ethics defines the value system of how you operate in the marketplace and within your business. We sometimes have seen some ethical dilemmas that are not clear-cut in business. In fact, there may not even be a "right" or "wrong" answer to the dilemma, but how you deal with it will say much about you and your business. These decisions are often referred to as being in the "gray" area. They are not black-or-white, but could be argued appropriately either way. Discuss a “gray” area in business you witnessed before and how do you think the leader handled the situation. Where there any influences to increase the “gray” area?

For this and all other units, post your response with minimum 150-words and reply to at least TWO other students’ responses with a minimum 100-words. Consider utilizing the key terms and concepts from your reading in your discussion.

 

 Student #1 Response: (will come back by Wed. to post both students response)

Student #2 Response: (refer to student #1 comments above)

***************************Complete Assignment Below**********************************

In this section for the Complete 4 questions (questions2-5) should follow these guidelines and rules typed in red below.  

When you combine all of the sections in a word count please post a minimum of 1000 words total.(So each question need to be atleast 250 words minimum each or if you cannot obtain at least 250 words for a particular question, please add the difference in word counts to another question).  A minimum of two APA references required. You may use the textbook for one of the two and the second from the Bethel library. All work should be obtained from the case study I've provided as an attachment, if not obtained from the pdf attachment case study, PLEASE be sur to provide APA style in-text citations and APA style reference(s).

 

Question #2: In a narrative format, discuss the key facts and critical issues presented in the case.

 

Question #3:  What were the incentives for Countrywide to write so many subprime loans?

Question #4:   What was Countrywide's logic in thinking that originating loans for people with poor credit ratings would result in positive outcomes? 

 

Question#5:  If you were CEO of Countrywide Financial, how would you have structured the evaluations of salespeople to prevent them from making loans to anybody without following specific guidelines on income, appraisals, and documentation?

 

 

Subject Business
Due By (Pacific Time) 10/22/2014 02:30 pm
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